At Olympia Insurance Services, we can help you protect what's important to you now and in the future by providing customized personal insurance coverage for your unique needs.
We Have You Covered Through It All!
Disasters can happen at any time, and with our custom-tailored policies, we protect you from having to pay for significant expenses out of pocket. Our personal insurance coverage options include:
Auto Insurance
We can help you find auto insurance coverage options that will provide you with adequate protection while on the road, such as:
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Comprehensive
Covers non-collision-related damage, including those caused by inclement weather, theft, and vandalism
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Collision
Covers collision-related damage sustained by your car, regardless of who caused the accident
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Gap Coverage
Covers the gap between your vehicle's cash value and what you owe for it
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Uninsured Motorist
Protects you and your passengers in the event of property damage and bodily injuries caused by an uninsured or underinsured motorist
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Bodily Injury
If you cause an accident that leads to injuries, this coverage will kick in and cover the damages, including the injured party's medical costs as well as loss of income
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Roadside Assistance
Covers your expenses if you're in a roadside emergency or if you or your family members are traveling in rented vehicles
Home Insurance
We provide the following coverage options as part of our homeowners insurance policy:
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Dwelling
Covers the structure of your home (walls, roof, wall-to-wall carpeting, and more)
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Other Structures
Covers structures that are detached from your main dwelling, such as sheds and detached garages
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Personal Property
Protects personal items such as appliances, furniture, clothing, and computers, both on and off your premises
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Loss of Use
Covers your living expenses if you're forced to stay out of your property while its under repair post-damages wrought by a covered peril
Also, if someone sues you for an injury sustained on your property, home insurance can cover your legal fees as well as damages.
Life Insurance
Our customized life insurance policy will protect you and your loved ones by covering your final expenses, mortgage, college fees, estate taxes, and more, even after you pass away.
The two main variants of life insurance are permanent life insurance and term life insurance. Term life insurance covers you for a given amount of time. Permanent life insurance covers you throughout your life and comes in three variants including:
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Whole
Offers cash value
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Variable
Offers a stock market-based cash value
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Universal
Offers cash value and flexible payment options
