At Olympia Insurance Services, we can help protect your business and its valuable assets with our customized commercial insurance policies available at affordable rates.
We Have Got Your Business Covered at All Times!
Business risks are inevitable, but with the right commercial insurance in place, you can cover your business and ensure its continuity even in the face of uncertainties.
We offer the following types of commercial insurance:
Professional Liability Insurance
Protect your company from financial loss due to an alleged error or negligence.Our professional liability insurance may cover you and your company against claims of:
- Negligence
- Misrepresentation
- Bad advice
You should consider getting this policy, especially when you directly provide professional services to your clients or regularly advise them.
Employment Practices Liability Insurance
As an employer, you are at risk of an employee-related claim right from the moment you hire a new employee. Having adequate employment practices liability insurance (EPLI) in place will save you from paying out-of-pocket in the event of such claims.
- Discrimination based on age, sex, gender, race, disability, etc.
- Wrongful termination
- Harassment or abuse
- Other work-related issues such as failure to promote or compensate
EPLI covers an employer if their employee files a claim alleging:
Insurance for Wholesalers & Distributors
Wholesale and distribution is a tricky business. Natural disasters like fire, flood, storm, etc., or vandalism/theft can damage the products in your warehouse. The following are a few coverage options that we offer as part of our wholesalers and distributors insurance:
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Commercial property
Protects your building and its contents in the event of loss due to fire, burst water pipes, or other covered perils
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General liability
Protects your business when your employees, products, or services cause harm to others
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Business income
Covers losses that occur when work is interrupted or your office is temporarily closed due to an unfortunate incidence
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Equipment breakdown
Covers repair cost of your equipment when it breaks down
Insurance for Cannabis Business
The demand for cannabis is skyrocketing and most U.S. states have legalized medical or recreational marijuana. Nonetheless, due to the distinction between state and federal status and the endless debate surrounding its correct usage, marijuana businesses face significant risks. We can help you with customized insurance solutions to protect your cannabis business. Our cannabis insurance program is designed to cover:
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Cultivators
Covers plants, equipment, and business income of those involved in cultivating cannabis
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Manufacturers
Protects your cannabis manufacturing business against claims related to direct physical loss, professional liability, general liability, etc.
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Dispensaries
Covers claims related to third-party injuries sustained at your premises, overconsumption of cannabis, etc.
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Transporters/ Deliverers
Pays for losses incurred due to theft/damage of cannabis while in transit
Why Choose Us for Your Business Insurance Needs?
At Olympia Insurance Services, we will not only assist you in obtaining superior insurance coverage for your professional service, equipment, tools, inventory, and commercial property, but we will also provide you with a 24/7 claim service and customer support.